Finance » Commercial

Capital Structure


Pacific Capital Partners advises clients on appropriate capital structures for a wide variety of commercial projects, both acquisition and development, which may involve a combination of debt, joint venture or preferred equity, and mezzanine debt components. Clients are then able to leverage our broad array of capital resources to fund the structure in the most efficient and cost-effective manner.


Commercial Debt Placement


Bank, non-bank, debt fund, and private money loans are available for a variety of commercial real estate projects, including mixed use, office, industrial, medical, hospitality, retail, and many other project types.


Equity and Mezzanine Placement


Although nearly every commercial acquisition or development requires sponsor "skin in the game", joint venture or common equity, preferred equity, and mezzanine debt participations are available in many cases, often in a joint venture scenario providing close to 100% financing, to augment or optimize the capital structure of the project.


Construction Loans


Construction lending is available from conventional and non-conventional sources for commercial ground-up, redevelopment, or reposition projects.


Multi-family, Student, and Senior Living


Pacific Capital Partners specializes in these property types, and they are financed via a broad and deep array of commercial capital sources, both debt and equity.  Often, government agency or HUD loans are an attractive option for these property types, and they have become an attractive target for crowdfunding.